Financing Facility Tiers
GENERALFINANCE SPA offers three structured facility tiers to match the scale, complexity, and risk profile of different businesses. Each tier is designed to provide a clear set of features and service standards appropriate to the client's stage and financing needs. Our team will work with you to identify the most suitable starting point, with the ability to transition between tiers as your business evolves. All pricing is indicative and subject to credit assessment and facility structuring.
Foundation
Designed for small and growing businesses seeking their first structured receivables financing facility, with straightforward eligibility criteria and fast onboarding.
- Invoice financing up to €500,000 facility limit
- Advance rate up to 85% of invoice face value
- Funds released within 48 hours of verification
- Basic debtor credit checks included
- Monthly portfolio report via client portal
Commercial
Built for established mid-market companies with consistent receivables volumes that require a more flexible and higher-capacity working capital facility.
- Factoring or invoice financing up to €5,000,000 facility limit
- Advance rate up to 90% of approved receivables
- Funds released within 24 hours of verification
- Full debtor credit risk assessment and monitoring
- Dedicated relationship manager and quarterly review meetings
- Recourse and non-recourse structures available
Strategic
A fully bespoke financing programme for large corporates, distressed businesses, or companies undergoing restructuring that require tailored structures and senior advisory support.
- Uncapped facility size, structured to asset coverage
- Cross-border and multi-currency receivables accepted
- Distressed and special situations financing available
- Integrated corporate restructuring advisory support
- Real-time debtor monitoring and collections management
- Direct access to senior credit and structuring team